Making a Way Out of Rent
Written By Lawrence Gonzalez, LS Financial Literacy Blogger
If it was not for a lack of knowledge, I would have purchased a home long ago. I honestly think the same hold true for you.
In 2017, Americans spent $485 billion in rent, with the average coming in at $11,300 a year or $941 a month. In some places like DC or New York, you can’t even rent a shared studio for less than $1,000. I once stood in a 3 bedroom, 3 bath home that overlooked the cemetary selling for north of $1 Million. I am familiar with the struggle.
Homeownership seems like a far away goal for the priviledged and wealthy however my younger cousin, a single mother of two purchased her home in Homestead when everyone thought the travel was too far.
She was 25 at the time. The experience did change her commute in and out of Miami however she was ahead of the curve.
It’s not just probable but highly possible. You have to make the adjustments to your life and really define what you want. As the old adage say, “the person who says they can and the person who says they can’t, are both right.
”
A home is a basic need, it doesn’t have to be a financial death sentence. For an affordable home, the calculation is simple.
It’s 25% of the remaider from your take-home pay minus your savings.
To help with the process, Damien Peters, Founder of WealthNoir.com, provided his 8 Ways to Save on Rent and Homeownership:

















![Three of the Haitian music industry’s most recognizable names did not roll on Eastern Parkway for this year’s West Indian American Day Parade. The West Indian American Day Carnival Association says T-Vice, Tony Mix and SakPase Nation were barred because they failed to meet carnival rules. The bands tell a different story. T-Vice says it was not refused and chose to stay off the route. Tony Mix publicly announced he would not take part.
The annual parade stepped off Monday, Sept. 7, along Brooklyn’s Eastern Parkway. Days earlier, The Haitian Times reported that WIADCA had kept the three groups off the official lineup. As of that Thursday, five other Haitian groups had been approved to participate. Haitian flags, mas and music were still on the Parkway. The missing piece was the big konpa trucks that usually stop traffic.
Cecile Ford is WIADCA’s board secretary and chair of the Mas Committee. She said organizers had warned the groups that the rules would be enforced.
“We’ve tried to work with them and each year there was a promise… they just take it as a joke,” Ford said. Ford later pointed to overcrowding on trucks as a safety problem.“We have pictures & photos [they] were not compliant with the number of people they have on their trucks, which is a security issue & safety issue,” she said.
WIADCA’s written rules state only bands with a WIADCA permit can enter the parade. Participants must be costumed. Artist trucks, advertising trucks and “T-shirt bands” are excluded. Band leaders are required to put marshals on the route, keep vehicles insured and stay within height and safety limits set with police and the city. Failure to comply can mean removal from the parade.
T-Vice answered Ford by name. The band said it was not refused. T-Vice said the Parkway absence was its own choice, while the carnival association said the group was barred. Tony Mix also spoke with an official announcement circulated that he would not take part in the 2026 Labor Day carnival. SakPase Nation did not respond.
Haitian mas and music was still on the route, including Lespri Ayiti and RAM among groups carrying the Haitian presence.
#lunionsuite #haitianamerican](https://www.lunionsuite.com/wp-content/uploads/2026/09/809209156_18633930094023307_3630959692441275516_n-512x640.jpg)











![Three of the Haitian music industry’s most recognizable names did not roll on Eastern Parkway for this year’s West Indian American Day Parade. The West Indian American Day Carnival Association says T-Vice, Tony Mix and SakPase Nation were barred because they failed to meet carnival rules. The bands tell a different story. T-Vice says it was not refused and chose to stay off the route. Tony Mix publicly announced he would not take part.
The annual parade stepped off Monday, Sept. 7, along Brooklyn’s Eastern Parkway. Days earlier, The Haitian Times reported that WIADCA had kept the three groups off the official lineup. As of that Thursday, five other Haitian groups had been approved to participate. Haitian flags, mas and music were still on the Parkway. The missing piece was the big konpa trucks that usually stop traffic.
Cecile Ford is WIADCA’s board secretary and chair of the Mas Committee. She said organizers had warned the groups that the rules would be enforced.
“We’ve tried to work with them and each year there was a promise… they just take it as a joke,” Ford said. Ford later pointed to overcrowding on trucks as a safety problem.“We have pictures & photos [they] were not compliant with the number of people they have on their trucks, which is a security issue & safety issue,” she said.
WIADCA’s written rules state only bands with a WIADCA permit can enter the parade. Participants must be costumed. Artist trucks, advertising trucks and “T-shirt bands” are excluded. Band leaders are required to put marshals on the route, keep vehicles insured and stay within height and safety limits set with police and the city. Failure to comply can mean removal from the parade.
T-Vice answered Ford by name. The band said it was not refused. T-Vice said the Parkway absence was its own choice, while the carnival association said the group was barred. Tony Mix also spoke with an official announcement circulated that he would not take part in the 2026 Labor Day carnival. SakPase Nation did not respond.
Haitian mas and music was still on the route, including Lespri Ayiti and RAM among groups carrying the Haitian presence.
#lunionsuite #haitianamerican](https://scontent-yyz1-1.cdninstagram.com/v/t51.82787-15/809209156_18633930094023307_3630959692441275516_n.jpg?stp=dst-jpg_e35_tt6&_nc_cat=108&ccb=7-5&_nc_sid=18de74&efg=eyJlZmdfdGFnIjoiQ0FST1VTRUxfSVRFTS5iZXN0X2ltYWdlX3VybGdlbi5DMyJ9&_nc_ohc=x34GLS09I-MQ7kNvwFqHCNl&_nc_oc=AdowqDCN9YT1Ab6Xr9C2sg7ga-9vqDxpgpSPQVu_SMkTWY4MV-DSZ2lzrsiKmJkeEI4&_nc_zt=23&_nc_ht=scontent-yyz1-1.cdninstagram.com&edm=ANo9K5cEAAAA&_nc_gid=qlB1vP6V_eDQg1o7FGdtOg&_nc_tpa=Q5bMBQL-bKN_EHZ9Gzp5Rk9r2OzSJ1HKHdYF3wRo8SXze8kPvQ696AO-fQX8qH2durYArOjcy2b3tYRb&oh=00_AQJYJ5-vca4WTXW0SF8NeZC34lm9RovgQb3DXZk0AlsT0Q&oe=6AB0ECDD)
![Three of the Haitian music industry’s most recognizable names did not roll on Eastern Parkway for this year’s West Indian American Day Parade. The West Indian American Day Carnival Association says T-Vice, Tony Mix and SakPase Nation were barred because they failed to meet carnival rules. The bands tell a different story. T-Vice says it was not refused and chose to stay off the route. Tony Mix publicly announced he would not take part.
The annual parade stepped off Monday, Sept. 7, along Brooklyn’s Eastern Parkway. Days earlier, The Haitian Times reported that WIADCA had kept the three groups off the official lineup. As of that Thursday, five other Haitian groups had been approved to participate. Haitian flags, mas and music were still on the Parkway. The missing piece was the big konpa trucks that usually stop traffic.
Cecile Ford is WIADCA’s board secretary and chair of the Mas Committee. She said organizers had warned the groups that the rules would be enforced.
“We’ve tried to work with them and each year there was a promise… they just take it as a joke,” Ford said. Ford later pointed to overcrowding on trucks as a safety problem.“We have pictures & photos [they] were not compliant with the number of people they have on their trucks, which is a security issue & safety issue,” she said.
WIADCA’s written rules state only bands with a WIADCA permit can enter the parade. Participants must be costumed. Artist trucks, advertising trucks and “T-shirt bands” are excluded. Band leaders are required to put marshals on the route, keep vehicles insured and stay within height and safety limits set with police and the city. Failure to comply can mean removal from the parade.
T-Vice answered Ford by name. The band said it was not refused. T-Vice said the Parkway absence was its own choice, while the carnival association said the group was barred. Tony Mix also spoke with an official announcement circulated that he would not take part in the 2026 Labor Day carnival. SakPase Nation did not respond.
Haitian mas and music was still on the route, including Lespri Ayiti and RAM among groups carrying the Haitian presence.
#lunionsuite #haitianamerican](https://scontent-yyz1-1.cdninstagram.com/v/t51.82787-15/788924694_18633930097023307_3043638025784358712_n.jpg?stp=dst-jpg_e35_tt6&_nc_cat=110&ccb=7-5&_nc_sid=18de74&efg=eyJlZmdfdGFnIjoiQ0FST1VTRUxfSVRFTS5iZXN0X2ltYWdlX3VybGdlbi5DMyJ9&_nc_ohc=2C7Wl-aKuL0Q7kNvwF0SU-y&_nc_oc=AdqS67UJ5kM67AfhglIGf79iRqaHlSsnp0FyZd7KoG7qEtb5unEgcDoOFORhGwog7BI&_nc_zt=23&_nc_ht=scontent-yyz1-1.cdninstagram.com&edm=ANo9K5cEAAAA&_nc_gid=qlB1vP6V_eDQg1o7FGdtOg&_nc_tpa=Q5bMBQI1s5GYu7aaG0jgGZVu2P_IvMpC7yCMPrTtiZ2LtWYnNCEmUty78rNy79sBQ_qp9X6J5aHzHWdC&oh=00_AQK3KjdJkhVDxEBGidExGQ1pLdOoLIK8fADPc03fJDf3Qw&oe=6AB11186)
![Three of the Haitian music industry’s most recognizable names did not roll on Eastern Parkway for this year’s West Indian American Day Parade. The West Indian American Day Carnival Association says T-Vice, Tony Mix and SakPase Nation were barred because they failed to meet carnival rules. The bands tell a different story. T-Vice says it was not refused and chose to stay off the route. Tony Mix publicly announced he would not take part.
The annual parade stepped off Monday, Sept. 7, along Brooklyn’s Eastern Parkway. Days earlier, The Haitian Times reported that WIADCA had kept the three groups off the official lineup. As of that Thursday, five other Haitian groups had been approved to participate. Haitian flags, mas and music were still on the Parkway. The missing piece was the big konpa trucks that usually stop traffic.
Cecile Ford is WIADCA’s board secretary and chair of the Mas Committee. She said organizers had warned the groups that the rules would be enforced.
“We’ve tried to work with them and each year there was a promise… they just take it as a joke,” Ford said. Ford later pointed to overcrowding on trucks as a safety problem.“We have pictures & photos [they] were not compliant with the number of people they have on their trucks, which is a security issue & safety issue,” she said.
WIADCA’s written rules state only bands with a WIADCA permit can enter the parade. Participants must be costumed. Artist trucks, advertising trucks and “T-shirt bands” are excluded. Band leaders are required to put marshals on the route, keep vehicles insured and stay within height and safety limits set with police and the city. Failure to comply can mean removal from the parade.
T-Vice answered Ford by name. The band said it was not refused. T-Vice said the Parkway absence was its own choice, while the carnival association said the group was barred. Tony Mix also spoke with an official announcement circulated that he would not take part in the 2026 Labor Day carnival. SakPase Nation did not respond.
Haitian mas and music was still on the route, including Lespri Ayiti and RAM among groups carrying the Haitian presence.
#lunionsuite #haitianamerican](https://scontent-yyz1-1.cdninstagram.com/v/t51.82787-15/793639979_18633930061023307_6775081790007234048_n.jpg?stp=dst-jpg_e35_tt6&_nc_cat=103&ccb=7-5&_nc_sid=18de74&efg=eyJlZmdfdGFnIjoiQ0FST1VTRUxfSVRFTS5iZXN0X2ltYWdlX3VybGdlbi5DMyJ9&_nc_ohc=959UMb3qNvsQ7kNvwH6rJK5&_nc_oc=AdoHvjiCVJ4RZCft2Zf1MqTKYnS3MeeZCdOl2uaqrtKnTljvUZTVU0tPPq5vVVaaMfI&_nc_zt=23&_nc_ht=scontent-yyz1-1.cdninstagram.com&edm=ANo9K5cEAAAA&_nc_gid=qlB1vP6V_eDQg1o7FGdtOg&_nc_tpa=Q5bMBQJuKAOOqNEZULTIo3TOU9IrwMHYGLHExT5GjSty82rbVDg_9gbh6qQsnzQt5aMQKF1r9IDzgiW-&oh=00_AQJe7TmB5PkTL0Pbh2hAhL-9hDCcoVKJqd7Dv665B4RI2A&oe=6AB0F2D4)
![Three of the Haitian music industry’s most recognizable names did not roll on Eastern Parkway for this year’s West Indian American Day Parade. The West Indian American Day Carnival Association says T-Vice, Tony Mix and SakPase Nation were barred because they failed to meet carnival rules. The bands tell a different story. T-Vice says it was not refused and chose to stay off the route. Tony Mix publicly announced he would not take part.
The annual parade stepped off Monday, Sept. 7, along Brooklyn’s Eastern Parkway. Days earlier, The Haitian Times reported that WIADCA had kept the three groups off the official lineup. As of that Thursday, five other Haitian groups had been approved to participate. Haitian flags, mas and music were still on the Parkway. The missing piece was the big konpa trucks that usually stop traffic.
Cecile Ford is WIADCA’s board secretary and chair of the Mas Committee. She said organizers had warned the groups that the rules would be enforced.
“We’ve tried to work with them and each year there was a promise… they just take it as a joke,” Ford said. Ford later pointed to overcrowding on trucks as a safety problem.“We have pictures & photos [they] were not compliant with the number of people they have on their trucks, which is a security issue & safety issue,” she said.
WIADCA’s written rules state only bands with a WIADCA permit can enter the parade. Participants must be costumed. Artist trucks, advertising trucks and “T-shirt bands” are excluded. Band leaders are required to put marshals on the route, keep vehicles insured and stay within height and safety limits set with police and the city. Failure to comply can mean removal from the parade.
T-Vice answered Ford by name. The band said it was not refused. T-Vice said the Parkway absence was its own choice, while the carnival association said the group was barred. Tony Mix also spoke with an official announcement circulated that he would not take part in the 2026 Labor Day carnival. SakPase Nation did not respond.
Haitian mas and music was still on the route, including Lespri Ayiti and RAM among groups carrying the Haitian presence.
#lunionsuite #haitianamerican](https://scontent-yyz1-1.cdninstagram.com/v/t51.82787-15/809209149_18633930070023307_3587221757907574561_n.jpg?stp=dst-jpg_e35_tt6&_nc_cat=107&ccb=7-5&_nc_sid=18de74&efg=eyJlZmdfdGFnIjoiQ0FST1VTRUxfSVRFTS5iZXN0X2ltYWdlX3VybGdlbi5DMyJ9&_nc_ohc=sYH5oewDRocQ7kNvwFk8Eq8&_nc_oc=Adpwz3K5sapCkiMCDx4LctPqoIenB0Nce8S0xMHw-b-HP0E3OWmHWtHLSPU4-nwMh-c&_nc_zt=23&_nc_ht=scontent-yyz1-1.cdninstagram.com&edm=ANo9K5cEAAAA&_nc_gid=qlB1vP6V_eDQg1o7FGdtOg&_nc_tpa=Q5bMBQK6ob3lrLwMAQUwWe15FVuiP24U-2z13S8BEnVPFPVZCM35oUsLdUBbPdqIBx8XyeMe5WlWrjvK&oh=00_AQJNgEuvmCjMtKeDfeDv1XnisQ2E5TyN0BAilBjf9UmU0A&oe=6AB0E8FE)
![Three of the Haitian music industry’s most recognizable names did not roll on Eastern Parkway for this year’s West Indian American Day Parade. The West Indian American Day Carnival Association says T-Vice, Tony Mix and SakPase Nation were barred because they failed to meet carnival rules. The bands tell a different story. T-Vice says it was not refused and chose to stay off the route. Tony Mix publicly announced he would not take part.
The annual parade stepped off Monday, Sept. 7, along Brooklyn’s Eastern Parkway. Days earlier, The Haitian Times reported that WIADCA had kept the three groups off the official lineup. As of that Thursday, five other Haitian groups had been approved to participate. Haitian flags, mas and music were still on the Parkway. The missing piece was the big konpa trucks that usually stop traffic.
Cecile Ford is WIADCA’s board secretary and chair of the Mas Committee. She said organizers had warned the groups that the rules would be enforced.
“We’ve tried to work with them and each year there was a promise… they just take it as a joke,” Ford said. Ford later pointed to overcrowding on trucks as a safety problem.“We have pictures & photos [they] were not compliant with the number of people they have on their trucks, which is a security issue & safety issue,” she said.
WIADCA’s written rules state only bands with a WIADCA permit can enter the parade. Participants must be costumed. Artist trucks, advertising trucks and “T-shirt bands” are excluded. Band leaders are required to put marshals on the route, keep vehicles insured and stay within height and safety limits set with police and the city. Failure to comply can mean removal from the parade.
T-Vice answered Ford by name. The band said it was not refused. T-Vice said the Parkway absence was its own choice, while the carnival association said the group was barred. Tony Mix also spoke with an official announcement circulated that he would not take part in the 2026 Labor Day carnival. SakPase Nation did not respond.
Haitian mas and music was still on the route, including Lespri Ayiti and RAM among groups carrying the Haitian presence.
#lunionsuite #haitianamerican](https://scontent-yyz1-1.cdninstagram.com/v/t51.82787-15/806298814_18633930079023307_5240743489890819950_n.jpg?stp=dst-jpg_e35_tt6&_nc_cat=110&ccb=7-5&_nc_sid=18de74&efg=eyJlZmdfdGFnIjoiQ0FST1VTRUxfSVRFTS5iZXN0X2ltYWdlX3VybGdlbi5DMyJ9&_nc_ohc=JU6IDP_NkRAQ7kNvwGfn0dr&_nc_oc=AdodvcfcPm44koOpzSTOCErsPDONaFZ_QLfgYMtozzJNRqpTvybWCeMMsYnm2J9cuiU&_nc_zt=23&_nc_ht=scontent-yyz1-1.cdninstagram.com&edm=ANo9K5cEAAAA&_nc_gid=qlB1vP6V_eDQg1o7FGdtOg&_nc_tpa=Q5bMBQKUafMnB1Ijgdy2xv-tORivQEi4eK_iP68XuZLjZqma1eMBZs3fos9KKkcroJ925w8rpv8LCaQ4&oh=00_AQIh7G-bKCYVSEzSZCHZumDOwvS_ms5If9v7EJJouDRzsQ&oe=6AB0FAB9)
![Three of the Haitian music industry’s most recognizable names did not roll on Eastern Parkway for this year’s West Indian American Day Parade. The West Indian American Day Carnival Association says T-Vice, Tony Mix and SakPase Nation were barred because they failed to meet carnival rules. The bands tell a different story. T-Vice says it was not refused and chose to stay off the route. Tony Mix publicly announced he would not take part.
The annual parade stepped off Monday, Sept. 7, along Brooklyn’s Eastern Parkway. Days earlier, The Haitian Times reported that WIADCA had kept the three groups off the official lineup. As of that Thursday, five other Haitian groups had been approved to participate. Haitian flags, mas and music were still on the Parkway. The missing piece was the big konpa trucks that usually stop traffic.
Cecile Ford is WIADCA’s board secretary and chair of the Mas Committee. She said organizers had warned the groups that the rules would be enforced.
“We’ve tried to work with them and each year there was a promise… they just take it as a joke,” Ford said. Ford later pointed to overcrowding on trucks as a safety problem.“We have pictures & photos [they] were not compliant with the number of people they have on their trucks, which is a security issue & safety issue,” she said.
WIADCA’s written rules state only bands with a WIADCA permit can enter the parade. Participants must be costumed. Artist trucks, advertising trucks and “T-shirt bands” are excluded. Band leaders are required to put marshals on the route, keep vehicles insured and stay within height and safety limits set with police and the city. Failure to comply can mean removal from the parade.
T-Vice answered Ford by name. The band said it was not refused. T-Vice said the Parkway absence was its own choice, while the carnival association said the group was barred. Tony Mix also spoke with an official announcement circulated that he would not take part in the 2026 Labor Day carnival. SakPase Nation did not respond.
Haitian mas and music was still on the route, including Lespri Ayiti and RAM among groups carrying the Haitian presence.
#lunionsuite #haitianamerican](https://scontent-yyz1-1.cdninstagram.com/v/t51.82787-15/806298829_18633930142023307_1624406619840916561_n.jpg?stp=dst-jpg_e35_tt6&_nc_cat=107&ccb=7-5&_nc_sid=18de74&efg=eyJlZmdfdGFnIjoiQ0FST1VTRUxfSVRFTS5iZXN0X2ltYWdlX3VybGdlbi5DMyJ9&_nc_ohc=sKWnTcy_VlAQ7kNvwGCmhxy&_nc_oc=AdqvFfjX_kn-mTDnUKIP8dtT-baGWOg-iCYo3fFbWLtRf5RE118QJG9tBiT0-lgJU_Q&_nc_zt=23&_nc_ht=scontent-yyz1-1.cdninstagram.com&edm=ANo9K5cEAAAA&_nc_gid=qlB1vP6V_eDQg1o7FGdtOg&_nc_tpa=Q5bMBQKhvaor3bRStWf3w6477576MuNa2LVCyqjwTGKuzdVq5fN9uy16KTuuj0oRxi_NkYb7M4ZW7jKk&oh=00_AQIClBxZmws_BVVC4dFXOIReLmTjks3tiAYOEUwKXTEmaw&oe=6AB0FCB2)
























